commercial-packages-island-insurance-agency-property-casualty-fire-flood-hazzard-jewelry-greenwich-stamford-ctCommercial > Business Insurance Packages

For many businesses, the right insurance coverage can mean the difference between making a profit, losing revenue, or going out of business. Over paying for insurance, can mean lower net income for the business. Under paying for insurance could mean that coverage is not available to replace your property or loss of earning after a loss. Choosing the right policy or policies is important for continued viability of the business. We conduct a thorough review of each prospective client to ensure they have the proper coverage at a competitive price. We review and adjust the policy on an ongoing basis, so the business owner can focus on what's most important - running their business and making a profit.

Typical policies for the business owner are:

Business Owner's Policy (BOP)
The Business Owner's Policy (BOP) combines two of the most critical business insurance coverages business property insurance and general liability protection into one convenient, cost-effective policy.

Commercial Auto Insurance
Commercial auto insurance policies provide coverage for you, your employees and the vehicles you own, lease, rent or borrow.

Commercial Property Insurance
Business property insurance can help protect the property your business owns and leases, including equipment, inventory, furniture and fixtures.

Commercial Umbrella Insurance
The commercial umbrella policy can increase your liability protection when a lawsuit exceeds the limits of your primary coverage.

General Liability Insurance
General liability insurance provides your business with financial protection that will help keep your assets from becoming vulnerable in the event of a lawsuit.

Management & Professional Liability
Running a successful business can put the owners at risk for lawsuits alleging negligence. Coverage is available for Directors & Officers Liability, Errors and Omissions, Employment Practices Liability and Crime.

Surety & Fidelity Bonds
Bonds are occasionally needed to comply with contractual statutory or court mandated requirements.

Workers' Compensation Insurance
Workers' compensation insurance provides coverage for work related injuries or illnesses, medical bills and lost wages, and helps pay for rehab as well as disability coverage.

Choosing business insurance for your company is a balancing act between securing the coverage you need and finding it at a competitive price. This is where Island Insurance Agency can help. It is our job to ask the right questions to fully understand your insurance needs. To get started, call us at (718) 885-1050, schedule an appointment, or request a business insurance quote online.


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